Disclosure and Examples of Title Loan Rate & Fees

Important Information About Your Loan

IQ Loans are offered with a fixed Annual Percentage Rate (APR) of 35.99% and a minimum loan amount of $2,500. Loan amounts, repayment terms, and eligibility are subject to review and approval based on creditworthiness and applicable underwriting criteria, which may include the requirement of qualifying collateral.

Repayment terms range from 12 to 48 months, depending on the applicant’s qualifications and selected loan terms. Not all applicants will qualify for the maximum loan amount or longest term.

Loan availability and terms may vary by state and are subject to applicable laws and licensing requirements.

Completion of the loan application does not guarantee approval.

Conditional approval may be provided upon initial application submission, pending verification of documentation and other required information. All final approvals are subject to full underwriting review and signed loan agreements.

All loans are subject to the terms and conditions outlined in the final loan agreement. Additional restrictions may apply. Please review your loan documents carefully before signing.

Have Questions? We’re Here to Help!

Feel free to reach out if you need any clarification or more details. We’re committed to transparency every step of the way so you can make confident, informed decisions.